Re: People you shouldn't trust
Posted: Mon Nov 30, 2015 7:02 pm
What have you got against the postman?Gavin Chipper wrote:People who ring the doorbell twice.
A group for contestants and lovers of the Channel 4 game show 'Countdown'.
http://c4countdown.co.uk/
What have you got against the postman?Gavin Chipper wrote:People who ring the doorbell twice.
Yeah, I mean I think that usage is OK, but to use it in a serious way and not as a pejorative term is a bit crap.Matt Morrison wrote:"Popular music" is an efficient way to make an undeniably vague yet importantly dismissive generalisation about shit music.
People who generalise that pop music is shit.Matt Morrison wrote:"Popular music" is an efficient way to make an undeniably vague yet importantly dismissive generalisation about shit music.
He probably just means Taylor Swift.Jennifer Steadman wrote:People who generalise that pop music is shit.Matt Morrison wrote:"Popular music" is an efficient way to make an undeniably vague yet importantly dismissive generalisation about shit music.
This article made me laugh. "We both grew up in detached homes", well you're already well ahead of 95% of people at the age of 18 and you've done fuck all but fall out of the right vagina. Can't wait until they realise they're still kids and actually fucking hate each other. It's a good job they've got 4 whole bedrooms if they're used to their own space, but we'll see if they still have the shit-eating grin when their overpriced house has to be sold for fuck all and they've got no way to pay back the £20k loan.Jennifer Steadman wrote:People who generalise that pop music is shit.Matt Morrison wrote:"Popular music" is an efficient way to make an undeniably vague yet importantly dismissive generalisation about shit music.
People who aspire to and end up buying a house at 20; especially those who, on a £27k salary and having lived at home rent-free for 2 years, act like it's some massive act of sacrifice to try and save £500 a month towards that goal.
Quite strong stuff from you.Jon O'Neill wrote:This article made me laugh. "We both grew up in detached homes", well you're already well ahead of 95% of people at the age of 18 and you've done fuck all but fall out of the right vagina. Can't wait until they realise they're still kids and actually fucking hate each other. It's a good job they've got 4 whole bedrooms if they're used to their own space, but we'll see if they still have the shit-eating grin when their overpriced house has to be sold for fuck all and they've got no way to pay back the £20k loan.Jennifer Steadman wrote:People who generalise that pop music is shit.Matt Morrison wrote:"Popular music" is an efficient way to make an undeniably vague yet importantly dismissive generalisation about shit music.
People who aspire to and end up buying a house at 20; especially those who, on a £27k salary and having lived at home rent-free for 2 years, act like it's some massive act of sacrifice to try and save £500 a month towards that goal.
So come on! Pull up your bootstraps, get your head down, do the graft, make a huge financial mistake, have a kid, fuck their life up, get divorced, rinse, repeat, society!
I was reading this earlier and I don't think this couple have really thought it through very clearly. If the house is £250,000 and they've paid 5% deposit, then the mortgage must be £237,500. Assuming it's a standard repayment deal over 25 years at the lowest rate I can find, that's still going to be at least an initial £1,200 a month just servicing that bit of the debt, plus council tax, utilities (got to be another £250 a month at least for that sort of property). And all that's assuming that interest rates are going to remain at virtually 0% for the entire 25 year cycle, which they're quite clearly not going to.
20% of the value is covered by a different loan, from some part of the government. Based on this it looks like 20% of the value is interest-free for 5 years. I still don't think it works out to be very good value and I understand the thrust of your argument. Borrowing £225k at 90% LTV is still going to command a hefty monthly repayment.JimBentley wrote:I was reading this earlier and I don't think this couple have really thought it through very clearly. If the house is £250,000 and they've paid 5% deposit, then the mortgage must be £237,500. Assuming it's a standard repayment deal over 25 years at the lowest rate I can find, that's still going to be at least an initial £1,200 a month just servicing that bit of the debt, plus council tax, utilities (got to be another £250 a month at least for that sort of property). And all that's assuming that interest rates are going to remain at virtually 0% for the entire 25 year cycle, which they're quite clearly not going to.
I don't think people that age should be aspiring to saddle themselves with that sort of debt, unless they've got VERY secure jobs and expect to progress rapidly in their careers.
Aha! So they not only have an enormous mortgage, they effectively owe the government £50,000 as well, which will presumably have to be paid back somehow, unless the government are literally giving money away in a deliberate attempt to further inflate the already absurd housing market? They're a bit fucked, I think.Jon O'Neill wrote:20% of the value is covered by a different loan, from some part of the government. Based on this it looks like 20% of the value is interest-free for 5 years. I still don't think it works out to be very good value and I understand the thrust of your argument. Borrowing £225k at 90% LTV is still going to command a hefty monthly repayment.JimBentley wrote:I was reading this earlier and I don't think this couple have really thought it through very clearly. If the house is £250,000 and they've paid 5% deposit, then the mortgage must be £237,500. Assuming it's a standard repayment deal over 25 years at the lowest rate I can find, that's still going to be at least an initial £1,200 a month just servicing that bit of the debt, plus council tax, utilities (got to be another £250 a month at least for that sort of property). And all that's assuming that interest rates are going to remain at virtually 0% for the entire 25 year cycle, which they're quite clearly not going to.
I don't think people that age should be aspiring to saddle themselves with that sort of debt, unless they've got VERY secure jobs and expect to progress rapidly in their careers.
https://www.youtube.com/watch?v=Cv808WChuJAGavin Chipper wrote:When there is some competition with two people who have to guess a number (say it's an integer) for an amount of something and someone has to go first - people who go second and don't always pick one more or one less than the other person.
By the way, you must have all noticed that when they use amateur footage on the news, it often has weird blurry stuff to the left and right of the picture, right? And presumably you know why that is? It's because idiots insist on filming in portrait mode, which looks really shit and narrow when you watch it back, so they have to pad it out at the side.Gavin Chipper wrote:People who film stuff on their phones in portrait.
Jack Worsley wrote:People who think that there's something morally wrong with being a "glory supporter" or "glory hunter" in football (where you support a successful team, rather than your local team). Being a Chelsea fan from Blackpool, I got this a lot at school, mostly from Man Utd fans.
Fight, fight, fight! (I'm in Jen's corner)Jennifer Steadman wrote:People who think supporting a team far away from them whose games they rarely go to is anywhere near as meaningful or passionate as supporting a team whose games you go to regularly. (I'm not doubting they support them, or that they get excited by results, or watch the games on telly, but it's not the same at all.)
Cool, I ike a fight! I'm sort of with Jen too, but it's difficult...I was born in Donaster and although I don't ever recall living there, I still look out for their results. I "support" Middlesbrough, as that's the club I've lived nearest to for the last 35+ years and the only club I've ever been to see play live. Can I have two in this way, Jen?sean d wrote:Jack Worsley wrote:People who think that there's something morally wrong with being a "glory supporter" or "glory hunter" in football (where you support a successful team, rather than your local team). Being a Chelsea fan from Blackpool, I got this a lot at school, mostly from Man Utd fans.Fight, fight, fight! (I'm in Jen's corner)Jennifer Steadman wrote:People who think supporting a team far away from them whose games they rarely go to is anywhere near as meaningful or passionate as supporting a team whose games you go to regularly. (I'm not doubting they support them, or that they get excited by results, or watch the games on telly, but it's not the same at all.)
How can that be?JimBentley wrote:I "support" Middlesbrough, as that's the club I've lived nearest to for the last 35+ years and the only club I've ever been to see play live.?
I'd say that looking out for results/having a soft spot for a team is something else entirely and acceptable with numerous teams. But in general, supporting 2 teams is OK, as long as they're in different leagues. It's not possible to support them equally though. Virtually all Tonbridge supporters also support a Premiership team, but their heart is with the Angels.JimBentley wrote:Cool, I ike a fight! I'm sort of with Jen too, but it's difficult...I was born in Donaster and although I don't ever recall living there, I still look out for their results. I "support" Middlesbrough, as that's the club I've lived nearest to for the last 35+ years and the only club I've ever been to see play live. Can I have two in this way, Jen?
I honestly don't know what you mean. I lived in about ten different places when I was growing up and I can't remember much from most of them. Should I also have a leaning towards Salford City, both Manchester clubs, Wimbledon, Tranmere Rovers, Birmingham City and/or Aston Villa (actually, that's a schoolyard argument that I do remember, although I forget which side I was on)? I wasn't really into football until I lived in Redcar.Jon Corby wrote:How can that be?JimBentley wrote:I "support" Middlesbrough, as that's the club I've lived nearest to for the last 35+ years and the only club I've ever been to see play live?
I assumed he was pointing out that if you've seen Middlesbrough play a game, you'll have seen the opposition team play too, so can't have only been to see one club.JimBentley wrote:I honestly don't know what you mean. I lived in about ten different places when I was growing up and I can't remember much from most of them. Should I also have a leaning towards Salford City, both Manchester clubs, Wimbledon, Tranmere Rovers, Birmingham City and/or Aston Villa (actually, that's a schoolyard argument that I do remember, although I forget which side I was on)? I wasn't really into football until I lived in Redcar.Jon Corby wrote:How can that be?JimBentley wrote:I "support" Middlesbrough, as that's the club I've lived nearest to for the last 35+ years and the only club I've ever been to see play live?
I did consider that option but thought that Jon would leave that sort of joke - i.e. one made by someone with a less advanced sense of humour - to someone else (that's a compliment Jon, by the way, in case you get the wrong impression).Jennifer Steadman wrote:I assumed he was pointing out that if you've seen Middlesbrough play a game, you'll have seen the opposition team play too, so can't have only been to see one club.
Then he should have left it a bit longer. It's not as if I get chance to login every fucking day.JimBentley wrote:I did consider that option but thought that Jon would leave that sort of joke - i.e. one made by someone with a less advanced sense of humour - to someone else
You mean sultanas? Raisins? Either way, they've not gone off at all, as they've been preserved. And really plump sultanas are fucking delicious (I'm talking about the preserved grapes, rather than overweight wives of sultans, although it may be true that they too are delicious). You are obviously mad.Gavin Chipper wrote:People who say "fruit" when they mean "shitty gone-off grapes". People who think it's acceptable to put shitty gone-off grapes into food. Way to ruin a good pudding/dessert.
Sultanas/raisins/currants, whatever. They have gone off, which is why they've gone brown and wrinkled, and they ruin the stuff they're in, like an apple pie, for example.JimBentley wrote:You mean sultanas? Raisins? Either way, they've not gone off at all, as they've been preserved. And really plump sultanas are fucking delicious (I'm talking about the preserved grapes, rather than overweight wives of sultans, although it may be true that they too are delicious). You are obviously mad.Gavin Chipper wrote:People who say "fruit" when they mean "shitty gone-off grapes". People who think it's acceptable to put shitty gone-off grapes into food. Way to ruin a good pudding/dessert.
I remembered this from before so did another search, but even among shitty gone-off grapes, there's a pecking order, and it's not looking good for sultanas.JimBentley wrote:You mean sultanas? Raisins? Either way, they've not gone off at all, as they've been preserved. And really plump sultanas are fucking delicious (I'm talking about the preserved grapes, rather than overweight wives of sultans, although it may be true that they too are delicious). You are obviously mad.Gavin Chipper wrote:People who say "fruit" when they mean "shitty gone-off grapes". People who think it's acceptable to put shitty gone-off grapes into food. Way to ruin a good pudding/dessert.
Also, people who mindlessly share "facts" on Facebook without even stopping to wonder whether they are actually true or not.Mark James wrote:People who link to click bait articles on facebook. I don't mind the odd Buzzfeed quiz but any article that uses the phrase "you won't believe what happened next" in the headline is an abomination.
My cousin does this all the time. Pretty much the first comment on anything she posts is a link to snopes.Gavin Chipper wrote:Also, people who mindlessly share "facts" on Facebook without even stopping to wonder whether they are actually true or not.Mark James wrote:People who link to click bait articles on facebook. I don't mind the odd Buzzfeed quiz but any article that uses the phrase "you won't believe what happened next" in the headline is an abomination.
I give them the benefit of the doubt and assume it's the phone's default setting and they haven't figured out how annoying it is or how to turn it off.Gavin Chipper wrote:People who have the typing noise turned on on their phones.
Definitely seconded. Is it like a secret Masonic thing? I must admit as it's a phenomenon I've only noticed in the last twenty years or so, I thought it was a young person thing designed to embarrass old people, but if Ryan (a young person) is in the dark too, then I'm at a loss.Ryan Taylor wrote:People who don't handshake in the conventional way, particularly after a game of 5's. Always awkward when you go in for a normal handshake and they're coming at you with their elbow bent and hand held high up.
Probably quicker in the future just to punch them in the face.Ryan Taylor wrote:Are you meant to high-five them? Just grip them? Grip their hand in an arm-wrestling fashion and then shake?
I had to look up this "5's" thing. Have we done people who pluralise numbers with an apostrophe?Ryan Taylor wrote:People who don't handshake in the conventional way, particularly after a game of 5's. Always awkward when you go in for a normal handshake and they're coming at you with their elbow bent and hand held high up. Are you meant to high-five them? Just grip them? Grip their hand in an arm-wrestling fashion and then shake?
Does anyone say "thuh"? In my dulcet tones, it's usually "ther" as per "per". I do however modulate to "thee" when the situation calls.Phil Reynolds wrote:People who always pronounce the word "the" the same way regardless of context. When someone says "Thuh idea is..." I assume that they are aliens masquerading as humans who have made the basic error of not listening to how real people talk.
Well, "uh" was my attempt at rendering a schwa (unstressed vowel) without resorting to symbols from the International Phonetic alphabet. In the context of a phrase like "all the time" (where "the" is unstressed) most people would say "ðə" rather than the more forceful "ðə:" which is how your "ther" would be rendered phonetically.Ian Volante wrote:Does anyone say "thuh"? In my dulcet tones, it's usually "ther" as per "per".
Good man.I do however modulate to "thee" when the situation calls.
ThanksPhil Reynolds wrote:Well, "uh" was my attempt at rendering a schwa (unstressed vowel) without resorting to symbols from the International Phonetic alphabet. In the context of a phrase like "all the time" (where "the" is unstressed) most people would say "ðə" rather than the more forceful "ðə:" which is how your "ther" would be rendered phonetically.Ian Volante wrote:Does anyone say "thuh"? In my dulcet tones, it's usually "ther" as per "per".
Good man.I do however modulate to "thee" when the situation calls.
If only we still had likes.Matt Morrison wrote:It's actually just a big phone, Ryan.
You know this whole Yorkshire thing of just using "t" instead of "the" - I've literally never heard anyone use it in real life. I've only heard it from people doing impressions of Yorkshire people. Even people on television programmes don't speak like this - I've heard people leaving out the "the "altogether" like "I'm going on internet" - but never the "t". Is it a myth?Marc Meakin wrote:I prefer the Yorkshire way, as in t'internet
It's definitely a thing, but it's not really pronounced "t". It's more like a silent sudden stop. In your example it would make the "n" of "on" very short and there'd be a short silence before "internet".Gavin Chipper wrote:You know this whole Yorkshire thing of just using "t" instead of "the" - I've literally never heard anyone use it in real life. I've only heard it from people doing impressions of Yorkshire people. Even people on television programmes don't speak like this - I've heard people leaving out the "the "altogether" like "I'm going on internet" - but never the "t". Is it a myth?Marc Meakin wrote:I prefer the Yorkshire way, as in t'internet